Category: Bankruptcy, Foreclosure & Debt → Debt & Collection Agencies
Category: Employment Law & HR → Human Resources
Category: Employment Law & HR → Employee Rights

Nolo’s Plain-English Law Dictionary. . 2009.

A federal law regulating collection, dissemination and use of consumer information (15 U.S.C. §§ 1681-1681x). In the employment context, the FCRA limits an employer's use of employee and applicant information provided by consumer reporting agencies. It creates specific notice, disclosure and consent requirements, both related to obtaining information and taking adverse action because of that information. For more information on the FCRA and background checks, see Practice Note, Background Checks and References (www.practicallaw.com/6-500-3948).
Outside of the employment context, the FCRA limits how consumer reports and credit card account numbers can be used and disclosed.
For more information, see Practice Note, US Privacy and Data Laws: Overview: Other Federal Laws: Fair Credit Reporting Act (FCRA) and Fair and Accurate Credit Transactions Act (FACTA) (www.practicallaw.com/6-501-4555).
The FCRA is administered and enforced by the Federal Trade Commission.

Practical Law Dictionary. Glossary of UK, US and international legal terms. . 2010.

Fair Credit Reporting Act

Short Dictionary of (mostly American) Legal Terms and Abbreviations.

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