Category: Bankruptcy, Foreclosure & Debt → Debt & Collection AgenciesCategory: Employment Law & HR → Human ResourcesCategory: Employment Law & HR → Employee Rights
Nolo’s Plain-English Law Dictionary. Gerald N. Hill, Kathleen Thompson Hill. 2009.
Fair Credit Reporting Act (FCRA)USAA federal law regulating collection, dissemination and use of consumer information (15 U.S.C. §§ 1681-1681x). In the employment context, the FCRA limits an employer's use of employee and applicant information provided by consumer reporting agencies. It creates specific notice, disclosure and consent requirements, both related to obtaining information and taking adverse action because of that information. For more information on the FCRA and background checks, see Practice Note, Background Checks and References (www.practicallaw.com/6-500-3948).Outside of the employment context, the FCRA limits how consumer reports and credit card account numbers can be used and disclosed.For more information, see Practice Note, US Privacy and Data Laws: Overview: Other Federal Laws: Fair Credit Reporting Act (FCRA) and Fair and Accurate Credit Transactions Act (FACTA) (www.practicallaw.com/6-501-4555).The FCRA is administered and enforced by the Federal Trade Commission.
Practical Law Dictionary. Glossary of UK, US and international legal terms. www.practicallaw.com. 2010.
Fair Credit Reporting Act
Short Dictionary of (mostly American) Legal Terms and Abbreviations.
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Fair Credit Reporting Act — The Fair Credit Reporting Act (FCRA) is an American federal law (codified at usc|15|1681 et seq.) that regulates the collection, dissemination, and use of consumer credit information. ( [http://www.ftc.gov/os/statutes/031224fcra.pdf Full Statute] … Wikipedia
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Background check — A background check or background investigation is the process of looking up and compiling criminal records, commercial records and financial records (in certain instances such as employment screening) of an individual. Background checks are often … Wikipedia